Value Investing · October 2026 · 9 min read
Margin of Safety: What Life at Sea Taught Me About Investing
No ship sails with only just enough water under the keel. A seafarer on why the same habit sits at the heart of value investing, and how to put a number on it.
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Value Investing · October 2026 · 10 min read
How to Estimate Intrinsic Value: A Step-by-Step DCF Example
Free cash flow, growth, discount rate and terminal value, one step at a time, with a worked example you can repeat in the DCF calculator.
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Value Investing · July 2026 · 10 min read
Value Investing 101: A Practical Guide to Finding Undervalued Stocks
Value investing is a discipline, not a trick: buy businesses for less than they are worth. The core ideas and the simple tools that make them usable.
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Personal Finance · July 2026 · 8 min read
How Much House Can You Actually Afford? A Clear Framework
Banks will often lend you more than you should borrow. A practical framework for a mortgage you can live with, not just qualify for.
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Personal Finance · June 2026 · 6 min read
Compound Interest: The Numbers Behind "Start Early"
Everyone says to start saving early, but the actual mathematics are surprisingly dramatic. The real numbers show exactly what waiting costs.
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Health · June 2026 · 7 min read
Why Your BMI Can Be Completely Wrong — And What to Use Instead
BMI is the world's most widely used health measure, and one of the most misunderstood. What it measures, what it misses, and better alternatives.
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